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Simulations

Simulations

  1. Payments Schedule:
    This tool generates a detailed payment schedule for loans or debts. With inputs such as amount, maturity (in months), and annual interest rate, it creates a schedule of constant payments. For each payment date, you can see the breakdown between interest and principal, helping you understand how your debt is being amortized over time.
    Payments Schedule
  2. Investment Schedule:
    Simulate how your money would grow if deposited in a bank. Using the same inputs as the Payments Schedule—amount, maturity (in months), and annual interest rate—this tool generates a schedule that shows the initial amount, interest earned, and final amount for each period. It helps you visualize how your investment compounds over time.
    Investment Schedule
  3. Savings Schedule:
    This tool builds on the Investment Schedule by adding a recurring payment input. It simulates the growth of your money over time, with additional monthly contributions. The schedule shows how each monthly payment and the interest earned increase your savings, providing a comprehensive view of your financial growth.
    Savings Schedule
  4. Change Rate:
    Easily convert between annual and monthly interest rates with this tool. It ensures accurate financial calculations by helping you understand the relationship between different interest rate periods, making it simpler to compare loans, savings, or investment products.
    Change Rate